Remove Negative Items From Your Credit Report in Minutes
Our AI generates unique, FCRA-compliant dispute letters that credit bureaus can't auto-reject. Get personalized letters for Equifax, Experian & TransUnion instantly.
Inaccurate Items Are Destroying Your Credit Score
- ✗79% of credit reports contain errors (FTC Study)
- ✗Template letters get auto-rejected by bureaus
- ✗Credit repair companies charge $100+/month
AI-Generated Letters That Actually Work
- ✓Each letter is unique - no templates to reject
- ✓FCRA-compliant arguments that demand action
- ✓One-time payment of $9.97 - no subscriptions
Get Your Dispute Letters in Minutes
No complicated process. No waiting. Just effective dispute letters ready to mail.
Enter Your Accounts
Add accounts manually or upload your credit report. Our AI extracts everything automatically.
AI Generates Letters
Our AI creates 3 unique, personalized letters - one for each credit bureau.
Download & Mail
Download PDFs, print, sign, and mail. We include all addresses and instructions.
What Makes DisputeAI Different
We're not another template service. Our AI creates truly unique letters that get results.
AI-Powered Analysis
Our AI analyzes your accounts and identifies the strongest FCRA-based arguments for each dispute.
Unique Every Time
No two letters are alike. Credit bureaus can't auto-reject letters they've never seen before.
Bureau-Specific
Each bureau gets a tailored letter with their specific address, format requirements, and optimal arguments.
Instant Generation
Get your letters in under 5 minutes. No waiting days or weeks like traditional services.
No Subscriptions
Pay once, use anytime. Credits never expire. No monthly fees or hidden charges.
FCRA Compliant
Every letter cites relevant FCRA sections and uses legally-sound language that demands investigation.
Real Results from Real People
Join thousands who have successfully improved their credit scores
“Had 3 collections removed within 45 days. The AI-generated letters were much more effective than the templates I tried before. My score went up 67 points!”
Michael R.
Removed 3 collections
“My credit score went up 87 points after disputing old accounts. So easy to use and the letters look very professional. Worth every penny!”
Sarah T.
+87 point increase
“Got 5 items removed and finally qualified for a mortgage. The unique letters really make a difference compared to generic templates.”
James D.
Qualified for mortgage
No Subscriptions. No Hidden Fees.
Pay once, use anytime. Credits never expire.
Frequently Asked Questions
How is this different from credit repair companies?
Credit repair companies charge $100+/month and use the same templates for everyone. DisputeAI is a one-time payment that generates unique, AI-powered letters tailored to your specific situation. You maintain control of the entire process.
What makes your letters more effective?
Credit bureaus use automated systems to detect and reject template letters. Our AI generates completely unique letters every time, with varied language, structure, and FCRA-based arguments that require manual review and investigation.
Do credits expire?
No! Your credits never expire. Buy them when you need them and use them whenever you're ready. There are no subscriptions or recurring charges.